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Articles Tagged with Medical Expenses

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Oklahoma, motorcyclists are aware that their bikes offer no protection in most accidents. When motorcycle accidents do occur, the motorcyclists often sustain serious injuries or death. Our law firm can help motorcyclists and their families in the aftermath of an accident caused by another driver’s negligence.

A serious motorcycle accident can leave a rider severely injured Riders can also suffer financially from an accident because of expensive medical treatment, rehabilitation and being unable to work. However, if the accident was the result of another person’s negligence, then our skilled lawyers can help victims fight for justice and seek the compensation they truly deserve.

In the aftermath of most motorcycle accidents, a claim must be made against the negligent driver’s insurance company. These companies often attempt to shift the blame to the riders in order to deny their claims. They also attempt to persuade victims to accept early settlements that will be insufficient for the victims’ needs in the long run. Fortunately, our law firm’s namesake worked for such companies early in his career and is aware of their tactics. His insights can help motorcycle accident victims receive what they need.

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Most Oklahomans enjoy the security of their employer having workers’ compensation insurance. Many workers are not aware of the extent of the benefits available, however. Workers’ compensation can cover medical expenses, lost wages resulting from temporary or permanent disability, and death benefits.

What benefits can an Oklahoma worker receive after suffering a permanent disability related to work responsibilities? Workers’ compensation benefits are determined by the extent of the disability. A worker who sustains permanent disability, but is not considered totally disabled because he or she can still do some type of work, can receive Permanent Partial Impairment benefits. PPI benefits are 70 percent of a worker’s weekly base salary. For injuries incurred between August 27, 2010 until August 26, 2015, benefits will not exceed $323 per week.

On the other hand, if a worker is left totally disabled by a workplace accident, the worker can be eligible for Permanent Total Disability. A worker will be entitled to benefits for 15 years or until the maximum age for Social Security retirement benefits, whichever period is longer. A worker can receive no less than 70 percent of their average weekly wage. PTD benefits for Oklahoma workers can reach the maximum weekly wage allowed by state law.

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Oklahomans who are new to the state’s workforce are often most concerned about their salary, benefits, working conditions and work schedules. Although these are understandably important concerns, new employees – like older employees – should also know the basics of the state’s workers’ compensation system in case they ever need it in their work careers.

What is workers’ compensation? Workers’ compensation is an insurance program that provides financial benefits when an employee suffers a workplace injury or occupational disease or illness. Compensation can also be extended to the worker’s dependents or family in cases of fatal work accidents or serious work injuries that debilitate their family member.

Are all employees covered by workers’ compensation? No, but most workers are. The exceptions include independent contractors, some agricultural workers, volunteers who receive no salary and real estate brokers who only earn commissions. If a business employs five or fewer workers related by blood to the employer, the insurance also does not cover them.

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Missing a day of work, especially if it is unpaid, because of injury can adversely affect a worker’s financial situation. Imagine how much a worker will have to endure financially if more than a day or week’s pay is lost. Additionally, there are medical expenses, bills, household costs and other miscellaneous expenses to think about. Fortunately, most companies in Oklahoma provide workers’ compensation benefits for injured workers. However, how does a worker claim benefits in the first place?

The first step is to notify the employer of the injury in writing. Although employers should definitely be aware of the fact that one of their employees has been injured on the job, it is more than a formality. If a worker sustains an occupational disease, was exposed to toxins or experienced a workplace accident that resulted in injury, the worker should inform the employer in writing of the injury within 30 days. Otherwise, the injured worker may lose the right to claim benefits.

How will the employer participate in the process? After receiving the notice of injury, the employer will have 10 days to file an injury report with the Workers’ Compensation Commission. When the Commission receives the report, the Commission will inform the worker with a written notice to help the worker understand the claims process better. The employer, or its insurance carrier, will then inform the worker if it will accept the benefits claim or deny it.

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A woman has received a ticket for failure to yield for her role in a Tulsa car accident. That accident involved a Tulsa Police Department cruiser. The woman and her three children as well as the police officer all suffered injuries in the crash.

The car accident happened on Sept. 9 a little after 6 p.m. The woman was in a 2010 Mazda and was attempting to make a left turn off of Hartford Avenue. The officer was headed west on 46th Street North. According to reports, the officer had a green light and was proceeding through the intersection when the woman’s Mazda crashed into his patrol car.

Everyone involved in the accident was injured. There was no word on the ages of the woman’s children, but she and the kids were taken to Hillcrest Medical Center. Their injuries were said to be non-life threatening. The officer was transported to another hospital.

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Repetitive motion disorders refers to a wide range of conditions affecting the muscles, tendons, ligaments and nerves that result from motions that are repeated time and time again during work or other activities. Most commonly affecting the shoulders, elbows, wrists and feet, the injuries or disorders can cause pain, swelling, redness, numbness, tingling and a loss of strength or feeling.

Many who suffer from RMD have a job that requires a repetitive motion, such as on an assembly line, computer work, meatpacking or sewing. Examples of RMDs include:

— Tendonitis

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