Drunk driving continues to be a serious problem on our nation’s roads. According to the National Highway Traffic Safety Administration, 28 people die each day as a result of DUI accidents.
NerdWallet recently used data available from the NHTSA and quotes from insurers to compare the per capita rate of alcohol-impaired accidents with the increased cost of insurance following a DUI conviction. There was a correlation between lower insurance rate increases in six of the top ten cities with the highest per capita fatal drunk driving crashes.
Unfortunately, Tulsa, Oklahoma, ranks number four on a national list of ten cities for the highest rate of alcohol-related accidents per capita. A driver is more likely to meet a drunk driver in Tulsa than in San Francisco, California.
Between 2010 and 2012, there were 74 fatal alcohol-related crashes in Tulsa, which has a population of approximately 390,000. In contrast, Oklahoma City had the same number of impaired driving crashes during the period, but also 200,000 more people.
Insurance rate increases for Tulsa drivers convicted of DUIs were below the national average. Nationally, the average insurance premium increased 75 percent following a DUI. That translated into about an extra $857 per year. In Tulsa, the average increase was 42 percent or about $623 a year.
Fatal injuries are common in drunk driving accidents, especially if a pedestrian or cyclist is involved. In addition, the impaired driver rarely suffers the most serious injury. Following this type of accident, a civil wrongful death lawsuit holds the negligent driver liable.
Dealing with the grief that comes with losing a loved one is debilitating. Yet it is important to seek legal guidance soon after an accident, since there may be a limited window to bring a lawsuit. An experienced personal injury attorney can explain available remedies and the civil lawsuit filing process.
Source: NerdWallet, “The Most Dangerous Cities: DUIs, Deaths and Your Insurance,” John Kuo, July 21, 2014.
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